Every way your customer wants to pay.
Card, Apple Pay, Google Pay, ACH, and Buy Now Pay Later (Affirm, Klarna, Afterpay, or Cash App Pay where enabled in your Stripe account) — online payments are available in the United States. Cash and check, too, in every country. One pay link. One flat 1% + $0.30 platform fee.
- Daily payouts via Stripe
- No monthly minimums
One link, every method
Your customer picks. You get paid.
Every invoice gets a secure pay link you can text or email. For businesses in the United States, the customer opens it and picks how they want to pay — card, Apple Pay, Google Pay, ACH bank transfer, or Buy Now Pay Later (Affirm, Klarna, Afterpay, or Cash App Pay where enabled in your Stripe account). You never have to ask 'do you take cards?' again.
- Credit and debit card (Visa, Mastercard, Amex, Discover)
- Apple Pay and Google Pay — one-tap checkout
- Your own payment instructions on the pay page — check, bank transfer, or your PayPal address
- Link (Stripe's saved-card wallet) for repeat customers
- Every payment confirmed with an automatic receipt
ACH + Buy Now Pay Later
Big jobs. Small fees. Paid in full upfront.
On a $10,000 invoice, Stripe's card processing runs about $290. Stripe's ACH fee is capped at $5. Our 1% + $0.30 platform fee is the same either way, so ACH keeps about $285 more in your pocket on a big HVAC install or remodel. With Affirm, Klarna, or Afterpay — where enabled in your Stripe account — an eligible customer can split a large invoice into installments while you still get paid in full upfront.
- ACH bank transfer — Stripe's 0.8% capped at $5, plus the platform fee
- You get paid in full upfront — the provider handles installments
- Eligible customers pick a plan at checkout
- Same pay link
Cash, check, and the real world
Record a payment the moment it hits your hand.
Took $340 in cash on a faucet swap? A check on a fence repair? Record it in the app the moment you get it. You can even capture a standalone payment without an invoice and attach it later — everything reconciles in one place, whether the money came in through the pay link or in a wad of twenties.
- Record cash, check, or bank payments in one tap
- Standalone payments — capture first, attach to an invoice later
- Dedicated Collect tab for fast jobsite captures
- Refunds issued right from the transaction view
- Numbered customer receipt auto-generated for every payment, online or offline
- Resend any customer receipt by email or text — see when they've viewed it
Honest fees
1% + $0.30 flat platform fee. No markup games.
We charge a flat 1% + $0.30 platform fee on payments that run through the app — on top of the processor's rate. No hidden monthly minimums. No account fees. No markup on Stripe's rate. And if you'd rather pass the platform fee to your customer at checkout, flip a toggle in Settings and keep 100% of the invoice.
- Flat 1% + $0.30 platform fee on every processed payment
- Stripe's processing fees pass through at their actual rate
- Optional surcharge toggle — pass the fee to the customer*
- No monthly minimums, no account fees, no annual lock-in
- Cash and check payments cost nothing to record
*Where permitted by state law and card-network rules. Card surcharges are restricted in some U.S. states; merchants are responsible for compliance.
Cash flow
Money in your bank on Stripe's daily schedule.
Once a payment clears, it rolls into your next Stripe payout — typically in 1-2 business days. You see it in the Transactions tab the moment it lands. Partial payments are tracked automatically, so a customer can pay in pieces and the app keeps amount paid, amount due, and the balance straight.
- Daily Stripe payouts to your bank account
- Typically 1-2 business days
- Partial payments tracked automatically
- Statement descriptor includes the invoice number — customer recognizes the charge, fewer chargebacks
- Every payment row-locked so two transactions can't double-apply
Payments FAQ
Common questions on getting paid.
How fast do I see the money?
Stripe pays out daily. Money from yesterday's payments typically lands in your bank account in 1-2 business days.
What's the catch on the 1% + $0.30 fee?
None. It's a flat 1% + $0.30 platform fee on payments that run through the app, on top of the processor's own rate. Cash and check payments cost nothing to record.
Which countries can take card payments?
Online card and bank (ACH) payments are available to businesses in the United States. In Canada, the United Kingdom, Australia, and New Zealand you can send invoices and estimates, show your own payment instructions, and record cash, check, and bank-transfer payments.
Can I accept PayPal?
You can add your own PayPal address to your payment instructions, so customers see it when they open the invoice and can send payment there. Record the payment in the app when it arrives. A PayPal checkout button isn't part of the pay page.
How much does ACH save on a big invoice?
On a $10,000 invoice, Stripe's card processing is about $290; Stripe's ACH fee is capped at $5. The 1% + $0.30 platform fee is the same either way, so ACH keeps about $285 more in your pocket. If you pass fees to the customer at checkout, they see the savings instead.
Can a customer pay an invoice in pieces?
Yes. Partial payments are tracked automatically — the app shows amount paid, amount due, and flips the status to Partially Paid until the balance clears.