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Honest comparison

Invoice Link vs Square Invoices

Square Invoices is the free tier everyone compares against, backed by Square's serious payments infrastructure. Invoice Link is paid trade-specific invoicing ($8.99/wk or $299.99/yr after a 3-day free trial) with features Square won't ship because they serve every business type.

The short version

Which one is right for you?

Choose Invoice Link if…

You're in the trades, you want Street View + property lookup + recurring invoices + expense OCR, and you're willing to pay $8.99/week for a tool built specifically for your work. You don't need a POS — you invoice from the truck.

Choose Square Invoices if…

You already use Square for POS (retail, bar, cafe, market stall) and you want invoicing on the same rail, or your primary revenue is in-person card at 2.6% + $0.10 and saving 30¢ per $100 matters more than trade-specific features.

Feature by feature

Side-by-side comparison

The things you actually care about when picking invoicing software. Pricing last verified April 21, 2026 — competitor pricing changes often; check each vendor's site for the latest.

FeatureInvoice LinkSquare Invoices
Starting priceFree · $8.99/wk · $299.99/yrFree · $20/mo Plus · $35/mo Premium
Free trial
Square free; Invoice Link is paid after the trial
3-dayFree tier
Mobile apps (iOS + Android)iOS + Android + webiOS + Android + web
Credit card payments
Yes
Yes
ACH bank transferYes · 0.8% capped at $5Yes · 1% (min $1)
Apple Pay / Google Pay
Yes
Yes
PayPal native support
Yes
No
Estimates with one-tap approval
Yes
Yes
Recurring invoices
Yes
Plus tier and up
Automatic payment reminders
Yes
Yes
Expense tracking + receipt OCROn-device OCR built in
No
Customer profiles with Street View
Yes
No
Property data lookup
Yes
No
Processing fees (card online, on top of platform)2.9% + $0.30 + 1% + $0.303.3% + $0.30 per invoice paid
POS integration (retail/bar use)
Square wins — their core business
No
Yes
U.S.-based supportEmail + phone, U.S.Phone + chat
Built specifically for trades
Square serves every business type
Yes
No
Setup time~2 minutes~10 minutes (unified Square account)
Onboarding difficultyNoneLow — Square account creation required

Competitor information gathered from public sources. We aim for accuracy — email hello@invoicelinkapp.com if anything here is out of date.

Where Invoice Link wins

What we do better than Square Invoices

Trade-specific features Square doesn't ship

Street View on every client. Property data (sqft, beds, year built). On-device receipt OCR for expenses. Text invoices from your own number. These exist because we only serve trades — Square serves bars, cafes, markets, retail, and service businesses of every kind.

Recurring invoices on every paid tier

Square puts recurring invoices behind their Plus plan ($20/mo). Invoice Link Pro at $8.99/week includes recurring — and Pro annual ($299.99/year = $25/mo equivalent) puts you right around Square Plus pricing with more features.

PayPal native support

Square doesn't support PayPal — you'd need a separate sync or a second checkout flow. Invoice Link ships PayPal Commerce Platform natively, same pay page as cards.

ACH at 0.8% capped at $5

On a $10,000 invoice, ACH costs $5 with Invoice Link vs $10 via Square's 1% (capped at $10 per Square's docs). Same idea, slightly cheaper on us. For contractors running larger jobs, this adds up fast.

Where Square wins

What Square Invoices does better

Native in-person card hardware

Square's contactless in-person rate (2.6% + $0.10) and the Square Reader are unmatched if most of your revenue is face-to-face card taps. Invoice Link's flow is emailed/texted Stripe pay links — great for jobs you bill from the truck, but not the right tool if every customer pays you in-person on a card. That's a legitimate win for Square and we won't pretend otherwise.

POS integration for retail + service hybrid

If you run a counter (parts shop, showroom, bar/cafe on the side), Square's POS integration is unmatched. Invoice Link doesn't do POS — and we're not planning to. If you need both, Square is one tool that does both.

Brand scale + consumer recognition

Square is a Block (NYSE: XYZ) subsidiary with FDIC banking partners and massive consumer brand recognition. Your customers recognize the Square name. If brand trust is high on your customer's list, Square has the edge.

No subscription for basic invoicing

Square Invoices Free is genuinely free with no invoice cap — you pay only per-invoice fees (3.3% + $0.30 when paid by card). Invoice Link Free caps at 5 invoices/month. If you send fewer invoices but bigger ones, Square's per-invoice model might be cheaper overall.

Switch playbook

How to switch from Square Invoices in an afternoon

No migration tool needed. Most tradespeople are up and invoicing from Invoice Link within a single job.

  1. 1

    Export from Square Dashboard

    Dashboard → Customers → Export CSV. Dashboard → Invoices → Export. Square makes both easy. Keep your Square account open for any pending deposits.

  2. 2

    Sign up for Invoice Link

    Free tier, iOS or Android. Connect Stripe (takes 3 minutes via Stripe Express). Optionally connect PayPal. Import contacts from your phone. You're ready to invoice.

  3. 3

    Run parallel for one billing cycle

    Send new invoices from Invoice Link. Let Square collect on outstanding ones. Once everything's cleared, stop issuing from Square. Your Square payment history stays accessible — nothing gets destroyed.

FAQ

Frequently asked questions

Square Invoices is free — why pay for Invoice Link?

Square Invoices free tier is genuinely useful — and for some businesses it's the right answer. But: Square charges 3.3% + $0.30 online (we're 2.9% + $0.30 + 1% + $0.30 = 3.9% + $0.60, ~$3.30 more on a $500 invoice). Square Free is missing recurring invoices (Plus $20/mo adds them). And Square doesn't ship trade-specific features — Street View on clients, property data, expense OCR, PayPal support. For a pure invoicing tool with more trade-specific features, we're worth $8.99/week.

Does Invoice Link support in-person card taps like Square?

Not at launch — Invoice Link's in-person flow is to email or text the customer a Stripe pay link they open and pay from any phone (card, Apple Pay, Google Pay, PayPal, ACH). If most of your revenue comes from in-person card taps and you already have a Square Reader, Square's 2.6% + $0.10 in-person rate is hard to beat. If most of your payments come via emailed/texted pay links, we win on trade-specific features.

Can I use my existing Square reader with Invoice Link?

No — Square readers are locked to Square's payment rails. Invoice Link uses Stripe for online card processing and emailed/texted pay links — no hardware at all. If hardware lock-in to Square is a concern, moving to Invoice Link is straightforward.

Is Square more trustworthy because of scale?

Square has Block (formerly Square Inc., now part of Block) as parent — public company, FDIC partnerships, massive scale. That's a legitimate trust signal. Invoice Link runs on Stripe (Stripe Atlas, Stripe Connect, Stripe Terminal) — the other Tier-1 payments infrastructure in the U.S. Both are industry-standard; Square has more consumer brand recognition.

Can I migrate from Square Invoices?

Yes. Square Dashboard → Customers → Export. Same for invoices. Email us at hello@invoicelinkapp.com and we'll bulk-import for free. Keep Square connected to your bank for deposits that are still in flight — just stop issuing new invoices through Square.

Built for the trades — not every business type.

Start your 3-day free trial. 3-day Pro trial when you need recurring invoices, reports, and more.

iOS · Android · Web dashboard · 3-day free trial

Our mission

Every tradesperson deserves to get paid the day the job is done.